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Fraud Called as Carphone Warehouse giving unbelievable offers. I fell in for a sucker deal but was able to realise that none of it sounded genuine in terms of transaction process.
I've just phoned Santander and it is a genuine text service. In saying that, take 5mins to call your bank rather than risk being defrauded.
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Had several calls claiming they were government agency. Varies from OFT (Office of FINANCIAL trading when asked to clarify) and Consumer Credit Agency. Asking for details of my debts - they knew my home address. When I asked them to ask questions in writing they hung up for some reason.Now stored this number as DO NOT ANSWER
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