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Company comparing insurance rates. They imply they are ringing on behalf of your own insurer but actually they are just a price comparison site trying to make commission.
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HSBC seem to operate a system of making it as easy as possible for you to forget to pay your credit card so they can charge interest on your account. Then come the next statement you get an SMS from this number complaining that you haven't paid. If they reminded you to pay before the due date that would make more sense but they would make less money. As others said it is bad customer service and the messages out of the blue look like phishing. Sort it out HSBC!
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don't know who this is yet