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Fictitious sales call
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Minicredit was pretty much forced to shut down as payday loan regulations increased. Debts were bulk bought by OPOS at first followed by kapama as a means to recycle the debts. They will be rude and aggressive as they are trained to. Theres a process tbey are forced to oblige too that can sometimes lead to the debt being shut down. Politely ask for a copy of the original debt, an upto date full statement proving all interest within the default dates and in comparison to the original debt and full details
keep calling twice a day.
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Asked if I had an accident in the last 2 years
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SCAM , JUST AUTO REJECT THE NUMBER